Sandwich Bread Pod
The Sandwich Bread Pod is a podcast for people navigating the complex responsibilities of multigenerational life—caring for parents, raising children, and balancing personal and financial demands that often conflict. Hosted by Tom Kaminski, a Certified Financial Planner™ with 18 years of experience, the show explores the challenges and decisions facing the Sandwich Generation, and offers grounded conversations and perspectives designed to bring clarity, support, and maybe even a laugh during this demanding chapter of life.
Sandwich Bread Pod is a production of Twin Robins Capital, LLC.
Twin Robins Capital, LLC (“Twin Robins”), is a registered investment adviser with the states of Missouri, Kansas, Virginia, Georgia and Indiana, and may only transact business with residents of these states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.
Episodes
13 episodes
529s w/ Ann Garcia, CFP®: Funding, Growing, and Getting Money Out of Your 529 Pt 2 of 2
You've opened the 529. Now what? In Part 2 of this series, Tom and Ann Garcia pick up where they left off and get into the practical side of college savings: how much to actually put away, how to invest it, all the ways you can get the money ou...
529s w/ Ann Garcia, CFP®: What is a 529 and How do you Pick One? Pt. 1 of 2
529 plans are one of the most powerful tools in a college savings strategy -- and one of the most misunderstood. In Part 1 of this two-part series, Tom sits down with Ann Garcia, author of How to Pay for College and one of the most res...
The Concentrated Stock Problem: Options, Strategy, and the Right Team
When one stock makes up a disproportionately large portion of your portfolio, knowing what to do with it, especially if it's highly appreciated, can feel overwhelming.In this episode, Tom talks Lauren through considerations when looking ...
Building Your Team: Occupational Therapy for Aging in Place w/ Dr. Brandy Archie
When it comes to aging and caregiving, clarity ahead of time can make all the difference.In this first episode of our on-going series, Building Your Team, we introduce one of the most overlooked and valuable professionals in agi...
Everyday Cybersecurity, Part 2: Protecting Aging Parents from Scams & Fraud w/ Danny Schwartze
In this episode of the Sandwich Bread Podcast, Tom Kaminski is joined again by Danny Schwartze, CEO of Your Cyber Life, to continue their conversation on cybersecurity — this time with a specific focus on aging parents and elders....
Planning Ahead for Aging at Home w/ Emilia Bourland, OTR, ECHM
Helping aging parents stay safe at home often feels overwhelming, especially when families wait until a fall or health crisis forces decisions.In this episode, Tom Kaminski, CFP®️, is joined by occupational therapist Emilia Bourland,&nbs...
Everyday Cybersecurity: How Families Can Protect Themselves Online w/ Danny Schwartze
Cybersecurity has quietly become part of everyday life, whether we like it or not. In this episode, Tom Kaminski is joined by Danny Schwartze, CEO of Your Cyber Life, to talk through practical, real-world steps families can take to better prote...
Applying Elder Law: Care Planning, Medicaid, and Family Coordination w/ Elder Care Attorney Maureen Lester
When elder law planning is delayed, families often find themselves in crisis mode.In this episode, Tom Kaminski and elder law attorney Maureen Lester discuss common elder law “horror stories,” what actually goes wrong when planning happe...
What Elder Law Really Is (And Why Estate Planning Alone Is Not Enough) w/ Elder Care Attorney Maureen Lester
What is elder law, and why does traditional estate planning often fall short as parents age?In this episode, Tom Kaminski is joined by elder law attorney Maureen Lester to break down the role of elder law, how it differs from standard es...
Medicare Made Simple: What Every Family Should Know Before December 7
Open enrollment for Medicare ends on December 7. If you are caring for aging parents, supporting multiple generations, or approaching age 65 yourself, this episode will help you get clarity fast. Our guest is Grant George from Medicare D...
Understanding the Sandwich Generation with Danielle Seurkamp
In this episode, Tom talks with financial planner Danielle Seurkamp about what the “sandwich generation” means in practical terms. Instead of a demographic, it is a season of life when someone supports younger and older generations at the same ...
Open Enrollment Choices That Really Matter
In this episode, Tom explains how to approach open enrollment with clarity and confidence. He covers retirement plan deferrals, health insurance comparisons, FSAs, disability coverage, life insurance, and lesser known benefits that can save or ...
Why the Sandwich Generation Needs Its Own Space
Episode 1.0 introduces The Sandwich Bread Pod and the purpose behind it. Tom Kaminski, CFP®, shares his background, why he launched this show, and what it really means to be part of the Sandwich Generation. This episode sets the founda...